Easy Ways to Make Payments Over Your Chinese Android Mobile Phone

The future looks brighter, Near-field communication (NFC) technology will provide early adopters the capacity to pay for anything simply by holding their Chinese android mobile phones up to a retail checkstand. Certainly, as Anne McDonald illustrated earlier this month in "Can a Cell phone Become Your Digital Wallet?" That practicality will eventually be real for most users, so a likely rush for the first NFC-enabled Chinese android mobile phone is evitable.

Here are some few cool mobile apps that will let you pay for anything (as well as receive payments ) on your handset, in addition to one promising NFC option that will be accessible very soon for any Chinese android mobile phone platform.

PayPal

Besides running the best-established brand in online payments, PayPal has the most-sophisticated options for one-on-one smartphone payments. Two individuals with PayPal accounts can propel personal payments among themselves without transaction fees, providing the payments are completed from a linked checking account (as opposed to a credit card).

PayPal Mobile runs on iPhone, Android and BlackBerry, although the app's attributes vary depending on the version. Especially the iPhone version of PayPal allows users to cash checks just by taking a picture of them using one’s phone camera, whereas the other versions don't yet bear this feature. The Android and iPhone versions let you use Bump to swap contact information, and they consist of an alternative to share a dinner bill easily, but the BlackBerry version has yet to draw near on either score.

Major Banking Apps

Among major banks to create iPhone and Android apps for their mobile consumers is for example, Wells Fargo. Other huge banks, the likes of Citibank and Bank of America have since flowed suit to the iPhone App Store and Android Market to put their services available to mobile customers. And while customers usually make use these apps for little more than confirming balances on the run, several major banking apps command enough banking power to allow you pay (or get paid by) any person who has an account with the same bank.

The caution here is that transferring cash among customers entails the receiver (payee) to share account numbers with the (sender) payer. So unless both have a strong mutual relationship, this is not a perfect way to handle such transactions.

Better still, if the payee is a company or person with whom you transact business regularly; you can possibly log on to your account from your computer and add the receiver to a list of agreed payees. And subsequently, you can log on from your Chinese android mobile phone any time to submit a payment, either via check or via instant electronic payment. All in all, this process lets you pay persons regardless of whether they're customers at the bank or not.